After watching the mass destruction of homes in the hurricane allies of world, we should consider assisting those living in these areas to move to safer locations and the businesses located in these areas to be ones that are more suited to a harsh environment.
People want to locate near to where they work and earn a living. It seems ridiculous for industries to locate in regions that are very likely to be swamped by sea water.
While there is a housing and credit crisis, it might be appropriate for authorities to encourage firms to locate in safe areas and design bases of industry that get the mathematics of commuting closer to what employees need as compared to what employers need.
What happens frequently is that the employees of a firm have to bear the 'hidden' costs of commuting and damage by nature when these costs could be reduced significantly by a better choice of location by the employer.
To get the employer to pay up, one needs to ask that employers cover a significant portion of commuting and home insurance costs of their employees.
Do firms consider the costs that their employees must bear to work at the location the employer chooses for locating the work place?