Tuesday, 24 August 2010
The investment in housing is no longer an engine of growth and never could be sustaining
That there now may well be too many houses and not enough households to fill them should come as a matter of the demographics that could easily suggest a long term slump in the housing industry in America.
Europe may be different.
What this means for the growth pundits in America and Britain is quite interesting.
http://online.wsj.com/article/SB10001424052748703447004575449352676306326.html?mod=djemTEW_h
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Monday, 23 August 2010
Civilized Society's Greatest Enemy
What brought down the British Empire was it's debts to America.
What brought down the German Empire was it's debts to France which led to the greatest recession the world has even known.
What is bringing down America is it's debt.
The writing is on the wall, you United States. Your civilization is doomed because you are so much in debt and you don't even change your ways.
Doomed, I say! Doomed!
http://www.nytimes.com/2010/08/22/business/22gret.html?src=me&ref=business
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Are Houses an Investment Any More?
If governments such as those influenced by Bush and Brown use housing as a way to gain popularity and political muscle, they will again sow the seeds of financial disaster. The value of houses needs to grow in line with the ability of income growth to sustain mortgage payments that actually wind down individual debt over time. Thus, we can see that it is beneficial that within a lifetime a household pays off the mortgage.
It's very easy to raise house prices by artificially creating a market with excessive growth in money supply. One simply engineers a money based demand ahead of what would occur naturally over time with a moderate demographic expansion and normal growth of incomes. Moderate and normal can be estimated. We can all see when peoples purchases of property are pushed forward in time because they panic that they will not be able to afford a home. It is sheer nonsense that this should have happened in the United States and Britain. It is sheer economic incompetence! It is the fault of the FED and the Bank of England and other regulatory entities. Don't blame the banks. They always are predictable in their behavior. What happened was regulatory failure!
http://www.nytimes.com/2010/08/23/business/economy/23decline.html?src=me&ref=general
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
The Benefits of Economic Growth Go Mainly to The Rich
Having said that one would think that it is a good idea to tax the rich very heavily and not worry too much about the growth consequences. After all if the rich benefit the most from growth why do you want to grow. It's not that the rich benefit the most it's that the rich benefit alone and the middle and lower people scarcely benefit at all.
In fact, it is probably the case that balancing the budget should be the very least that is achieved. Often by taxing the rich one creates scope for the nouveau rich, those who aspire to become rich but whose progress is hampered by very rich. The rich can slow down the rate of economic development, buy out promising technologies and close down competition. It's important thus to tax the rich the most, not just a little bit, but a lot!
What does the American economist Paul Krugman have to say about America's taxing of the rich?
http://www.nytimes.com/2010/08/23/opinion/23krugman.html?src=me&ref=general
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
A Reader's Response to The Light and Suzi Malin's Artistic Future
Suzi Malin has my sympathy if she indeed looses the light in her studio. I have, however, some difficulty in understanding why the light coming into her studio is so much superior to light in other locations. Maybe existing structures and buildings creat a special effect on the light falling into her studio. If that is the case, maybe she should pay the owners of these structures and buildings a fee for the service that she receives through the light bounces. Do not be angry at me, I am only trying the say that all situations have two sides. The school could refrain from its expansion plans or Suzi could move her studio to another location.
All over the world people are facing situations like Suzi's and most adjust to a new situation without complaining too much.
I myself together with six neighbours were apset about another neighbour who set up a small open saw mill among us. We complained to the authorities and even took a lawyer. We did not get anywhere and certaily did not get any compensation. I moved with my family as My daughter developed astma because of the sawdust that blew to our house.
L
Arthur, life is not fair and just because Suzi happens to be a known artist, why should she be given a special treatment. Let her fight her own fight and do not call the artists of the world to unite in her favour. Your call goes against my sense of fairness.
Dear Reader:
Thank you for your message and discussion of fairness! You obviously have a point about the way light behaves and I believe that the school does not provide secondary light other than what the students receive naturally from above.
My general point is that development is frequently negative and the costs are most frequently not quantified because economic science has no relationship to the real world other than through the price mechanism as exemplified by work of Stiglitz - micro and Friedman - macro.
Fairness represents a negotiated or mediated outcome between interested parties educated in the science of valuing externalities rather than a political process which relies on brute force. If the valuation of externalities were to become a proper economic science then I think real progress would be occurring in economic science.
Unfortunately, economics as developing cannot yet liberate itself from politics or the price mechanism.
Art can be much superior to economics because art can show the way.
Economics in my view has missed the point of engineering to make an environment cozy and loving instead of brutal and depersonalizing. It's not just education but education that is tolerant of art. Sure the kids of Camden who come from outside the locality will benefit, but it is local people who struggle to make a living in the here and now and for which the light is important to only a minority.
In the future, we will need to build churches, houses, educational centers and studios that meet environmental energy saving standards because the old standards have failed us miserably. We have no real pressure to art and quality. Our buildings are based on the profit motive rather than design for excellence and the technical arts. We leave out the values of the past and and future in an obsession with how the present fabric of our efforts can pay for themselves in the shortest space of time.
Proper respect for light is import and we don't appreciate how much dimming the light or shaping it through vegetation and tree canopy can improve our lives.
Can you think of a fair resolution of the conflict between art studio formally Quaker Meeting Hall and school development?
I think Suzi's artistic solution is the best, which is to design the school extension in such a way that it sets an example to the students of the best in cooperation and art and education. We should retain the canopy of trees and diffused light and let our kids explore natural phenomenon, which is why place matters so much in education. Putting kids through school in the concrete city jungle is not optimal!
Design and art, design and education, design and cooperation!!
Words an economist would rarely utter!
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Sunday, 22 August 2010
The Light and Suzi Malin's Artistic Future. ... Artists of the World Unite!
The economics of this are fairly simple. For the loss of light Suzi should be paid what is called a compensation due to a negative business externality coming from next door. In the case of Suzi Malin's potential contribution to the art world from the studio as is with the natural light and that without the natural light, we are looking not merely at potential, but capacity. Suzi has the capacity to produce masterpieces that would be essentially priceless. In other words, the cost would be more than the School could afford over many centuries. Such is what economists would argue!
Obviously, the school should not be expanded unless it can afford to pay Suzi a reasonable compensation, such as forty or fifty million pounds. David Hockney supports Suzi!
Suzi is a very reasonable person and she deserves her fair compensation, but the story continues as she is put in the position of having to fight for fair treatment.
http://www.camdennewjournal.com/news/2010/jul/lost-light-artist-suzi-malin-turns-developer
Suzi and I shared the studio for a few days in 2004. I would have to agree with her that a studio with such light is worth fighting for. The light in Suzi's studio is amazing.....artist to artist. I would not give it up.
Suzi, fight on! We support your battle for a fairness. Will the school see the light or just take it?
I will definitely follow up on this one.
http://www.thecnj.com/camden/2009/073009/news073009_05.html
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
The Emerging Age of More Cautious Living
With new technologies it seems easier for scammers to make enormous amounts of money which they then hide:
http://www.nytimes.com/2010/08/22/business/22digi.html?th&emc=th
People gradually are becoming more cautious with their hard earned savings:
http://www.nytimes.com/2010/08/22/business/22invest.html?_r=1&th&emc=th
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Fruit Fly Trap
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Friday, 20 August 2010
Faith and the Availability of Purpose
It is a purpose that is available. Within such systems faith in the purpose of life which is living reinforces it's availability and reinforces it's generality. The parents of those living reinforce the purpose of life as living just by staying alive.
When death appears, the purpose of life is first questioned, then weakened by the fact of death. Without purpose the act of dying is easier and the purpose of living in order to die is reinforced. It is at such a time that faith needs life to reinforce purpose. Thus, a strong life force in any member of the social network creates a revision of purpose back to living and away from death.
We need to have strong life forces present in our social networks. The older person needs a younger person to take an interest in their life so that they can have purpose. Similarly, a young person needs an older person to reinforce their purpose of life, which is to live.
Should a society focus on the after life instead of living, or focus on death instead of living? Surely, there is a cost to a society that focuses on a purpose which is it's elimination from a living environment to one that is either dead or hypothetical.
Thus can Gurdieff speak of the living dead. Such are those whose purpose is focused on death rather than life.
Death will come. Premature death will come to some of us. For the living dead, premature death is a consequence of a weakening purpose in living. It seems ironic that some who want to die will live much longer productive lives than their purpose for living.
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
What do you think about the BP oil spill now?
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
2 Plus 2 Most Definitely Does Not Equal 4 As A Generalization
We truly believe in relationships that really do not exist in general, and one is the generalization that 2+2=4.
What the mathematical generalization implies is that if you take two like entities and two more like entities, you will end up with four like entities. The problem begins with the notion of two like entities.
No two entities are alike in all their characteristics. For a start, our physics shows us that all physical entities will occupy a different space. That is a pretty big difference, two things being located in two different places.
So if I had and orange in California and an orange in Ontario and I add an orange in Nigeria and one in Helsinki, I will come up with four oranges?
Come on! Give me a break. Nothing could be farther from the truth.
Do you see my point?
We take for granted basic truths that are inherently falsifiable. So what else is true.
I think that the philosopher, Gurdieff, had a point when he said that man tends to argue rubbish most of the time, or nearly always.
http://thinkexist.com/quotes/george_gurdjieff/
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
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It is your time, and it is my time! What are you grateful for?
Part of your being says that you should express gratitude for what you have received as a gift from what many of us call, the Almighty. That there could be more to enjoy is our expectation based on optimism derived from what we already have received.
That we should attribute our good fortune to some entity that has as is very minimum qualities that we possess is all very natural. That we should go beyond that in our imagination is entirely normal and fitting.
It is fitting to believe in God and in the miraculous powers of communication from a saviour such as Jesus the Christ, who represents the coming together of positive forces for our future fortune. Such belief is entirely fitting and normal, healthy, and entirely to be expected. It is also fitting to maintain a place in our hearts for Jesus as a God of love and unity, a saviour of all that is good in a world full of challenges.
That we should attribute our good fortune in living to something minor is unfitting and slander. We occupy an extremely minor segment of a gloriously vast creation that we can see only a portion of. There is obviously something superior in this vast machinery around us. That it could create what we see as self reflection and intelligence is remarkable, but to assume that it does not itself possess such attributes is even more remarkable. It is undoubtedly true that our vast universe is conscious and self reflective and sees itself at levels we cannot imagine. That we should think of a small part of it as God is to be expected and quite fitting.
That God exists and a powerful agent for good is not to be disputed because we are indeed witness to the fact every day of our bleeting little hearts! That God came down to earth as Jesus is remarkable, but not unfitting, and that Jesus should save us in some way from doubt that we are within a conscious world that will nuture us for all time is almost certainly an outcome of being logical loving individuals in Christ.
That historically, there should be a organized religion to define such a battle for our souls is unremarkable and go be expected. There are no surprises under the sun other than we should not be grateful for so many messengers proclaiming that we are loved by our creators.
So:
http://www.uclick.com/client/wpc/fw/?wpisrc=nl_tech
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Another great ride
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Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
For those who like to drive see what you are missing when you drive an ordinary vehicle
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The Great False Unity
Obviously, my mind is torn between the notion that the balance is not what we are about, and the realization that the balance is a support for what we are. Without our harmony and unity, we cease to provide a vehicle for many dependent forces that derive their essence from our harmonies and unities.
Whether we should value harmony and unity depends on whether we should value the derivatives that such states conceive. They may be our very existence.
In my art and writing, when I begin a painting or paragraph, there needs to be a sense of unity and harmony before the product is created as an image or sentence. That unity may be engineered should be obvious. Each line and word is the result of a temporary equilibrium of opposing forces, the chemistry within my image or prose.
Some would have us believe that unity is a continuing state easily achieved as if their were no positioning of hidden forces over which we have no control. We can some times be blind to the artificiality of the unity thinking that it comes as a result of what we do. This mistaking of reality leads us to many false conclusions and actions.
Our forefathers, foremothers, had the correct idea that unity is a gift of more powerful forces than we can imagine. That they should refer to those unifying forces or force as gods or God is to their merit. They understood better than our present generation of minds that the unities and harmonies we see are gifts form which we should be grateful and for which many have died. Do we have gratitude that we are blessed occasionally with unity and harmony? We could be grateful.
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
The Conflict Within Between Preservation and Change
Many of the so-called conclusions we arrive at are premature.
We present our ideas and conclusions as though they were conflict free and we had peace of mind in their presentation. Yet, reality is more complex. It is a collection of numerous forces in opposition to each other harboured within systems that engineer resolutions to conflicts.
Some people maintain the conflict longer before arriving at conclusions because they are more aware of the delicate balance of forces moving in conflict, like so many winds whirling in different directions.
Overcoming the constant wars within our own minds and worlds is in our nature for whether we accept it or not, we are the outcomes ourselves of vast and powerful energies moving in opposite directions. Our creation, our conception was the result of conflicting forces. That we exist at all is such an enormous mystery in the constant motion of forces moving this way and that.
I remember just sitting silently trying to conjure up an image of how much energy it took for me to raise a finger. The amount is staggering. It is enormous because it is the outcome of absolutely monstrous amounts of energy in conflict. I may not recognize this fact because time itself is a product of conflict energies in which the forward arrow of time represents outcomes of staggering billions of conflicts.
We have the impression of time moving forward when the reality is not that there is progression, but that there is an outcome of conflicting forces moving in very different directions. We can not even begin to imagine what these directions are. Whatever our understanding is so much a result of conflicts that we are subjected to misinterpretation.
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Why Mathematics and Physics Separately Convince Me That There is Life After Death
Firstly, it only takes that the past, present and future to co-exist for there to be a means of moving from one to the other. That there is significant matter and energy that does not obey the exclusion principle suggests that routes between all points of time and space are conceivable and potentially feasible.
Secondly, there is obviously more than three dimensions. Only one additional dimension is needed for it to be feasible to move to any point in three dimensions.
Thirdly, the whole universe may recycle and obey the law of complete determinism either wholly or statistically.
Fourthly, we know that plants now use the quantum world to survive, and it is logical that humans and animals do so as well. The quantum world may be much more effective in recreating universes than we can ever imagine.
Fifthly, the world may be be like a holograph and be a projection within a projection, each being identical and each self referential.
Sixthly, we have evidence of mankind guessing the existence of life after death and I am not so stupid as to doubt the belief of so many over time.
Seventh, what goes forward also goes backward even though we may not be aware. In mathematics this is facile. Our reality may be that what experience is simply are the product of mathematical abstraction, as in the case of being a strange loop.
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Costs and Economics of Sewerage Project for Lambton Shores
http://www.bsra.ca/priorities/sewers_and_water.htm
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
Thursday, 19 August 2010
Citizens For Good Governance in Lambton Shores
http://www.cfgg-ls.ca/
I cannot here speak for others. My support of the CFGG reduces down to Canadians for good governance. Lambton Shores is a residence or vacation home, temporary or permanent for people of many nationalities with the majority being Canadian and then Americans closely second.
Being a concerned citizen is what we should all be whether in Canada or the United States. Thus, CFGG will accept support for it's principles whatever nationality bearing in mind that the political processes in Canada make a finer distinction.
Why would such an organization be deemed necessary?
Good question and a focus of people concerned about how the political processes are conducted. As a rather poor scientist of such processes, I am keen that diversity, inclusiveness, transparency and honesty be more generally supported. As a rather poor artist, I am aware of how attitudes shape acceptance and change in nature and society. As a rather poor writer, I am sympathetic to biases that I have accumulated over the years of fair dealing, honesty, courage, faith, opposition to negative addictions, and creativity.
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.
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Interview with American Lawyer Favouring Septic Systems Generally
May I ask you why you are passionate about septic systems as compared to gravity flow or pump and grind systems.
Answer:
It has to do with the environment. There is no septic system these days that cannot be installed where there is an engineered sewerage system and yet do a better job with waste water and sludge. In short, septic systems have been given a rough ride by engineers wishing to install large scale systems.
Question:
Why is it that we are bombarded with the misinformation that large scale systems are better?
Answer:
Yes, we are indeed! In fact in some states it is written into the constitution that all households have a stake in some large scale system or other.
In my experience, with what you have in Grand Bend, where you have a sandy soil base, the use of a septic system is optimal. One has to know how much sand is needed and other things if you go with a cheaper system, but still they should be adequate. A well designed septic system that goes the next step, and you have the perfect ecological system for people and communities, but that seems to escape the sewerage engineers.
Question:
You have spent over forty years battling against a pump and grind system, why do you think the consulting engineers suggest such a system when a septic system would be more environmentally friendly and an improvement on the large scale system, which after all introduces other problems and environmental issues, not the least being that people are encouraged to waste water and produce more sewerage.
Answer:
Well, there is the fact that there is less competition with large scale systems. It is possible for engineers to work with property developers that can borrow large amounts to control the building of homes within an area that has a particular type of large scale sewerage system. If you design the sewerage system, you, in essence, have designed the density of homes going into that area. This gives developers enormous control over the households going into an area. With a population of septic systems, they would not have nearly as much control.
In addition, there is a tendency for sewer engineers, developers and local government authorities to plan out their own future incomes through regional designs that suit their profit ambitions.
Sewerage systems have a hidden agenda or effect which is inescapable, and that is to control the housing of an area to the benefit of government revenue streams. Thus, it is that sewerage engineers can shape the political landscape of the households of a community they create.
Government people are given by sewerage consultants long and badly written engineering studies that always seem to narrow down to the system that they can make money from themselves without doing proper work. It's easy to take off the shelf information of previous projects, dress it up, and present it as an original study without doing the work properly. Often the consultants will present a system and have done no work at all on alternatives. The so called study may not even cost the consultants much money because it is off their shelf and dressed up to look good.
Specialization, in particular systems is a consequence of this pattern of advice giving. It is assumed that because others have adopted a particular system that is best for another area. Thus, almost no real environmental assessment is done. The engineering consultants receive disproportionate payments for work that is poor and in the worst cases off the shelf. The consideration of alternatives is some times minimal.
Moreover, if you fight these people, you are made to feel you are being antisocial. People will vilify you saying you have destroyed potential property values in their development.
This all works to support a bad solution for the environment. It is often very difficult to resist because house owners are most often not part of the infrastructure creation process.
Question:
So you would say that the deterioration in quality of the environment begins with the putting in of an infrastructure that is not really friendly to the environment, but is presented by engineers not trained in ecology or environmental arts as being friendly.
Response:
In America, the Environmental Protection Agency, EPA has a program under the National Small Flows Clearinghouse to help small communities design appropriate waste water systems. This is still inadequate to meet the challenge here in America, but it represents a wonderful departure from the past.
The fact is that using the terminologies of infrastructure and development intimidate communities who are prey to engineering and business sharks flogging a bad design for the environment. Once they have the infrastructure in place it is easy for these people to take over whole communities with the government's assistance. They will even work to crate the type of government structure that suit their goals. It can become insidious. Since they make disproportionate profits relative to their actual contributions, they end up as the powerful. Small scale efforts are treated rather shoddily even though those systems may be vastly superior and maintain forests, natural life and cleaner water for the environment.
Summing up:
Thank you for spending time to explain these issues. It would seem that what is best for the natural environment and waste water treatment will involve a battle against government, vested sewerage business interests, and developers, and those that developers pay. What an awesome challenge for the average community.
Governments unthinking about the environment encourage bad development of community systems because they want to spend money to be popular as jobs and business support.
Will ye no think kindly on those who would be your friends! May the sun shine with your thoughts, today, and happiness grow in your heart! May you allow yourself some peace of mind.