The reason that banks would not lend to each other was because they realised the ethics of banking were at an all time low and trust was almost completely gone. Banking relies on trust and the American banks are not particularly trust worthy as the wikileaks will probably should over themnext few months. American banks selling UK andother European banks dubious assets was a foul act that needs accountability.
Greed was there as well as the pressure of competition and imitation. Copy cat banking! That's it copy cat competitivemresponse is at the root of bad banking practices importing lethal methodologies and behaviours from America.
Woohs stream at http://woohs.blogspot.com taps into many streams of thought and action. There is no end to motion, just evolution and unrelenting change, seen or unseen. Energy is motion both in reality and calculation. Take time to rest even though all inside you is always moving. Your massive relative pause gives opportunity for other smaller streams to catch up. Take time to meditate so that you can see with your mind what lies within and beyond.